In Huntingburg, the armored truck with three million dollars driven by Tom and his Uncle Charlie gets stuck in the flooding and realizes that the town has been evacuated since the dam does not have capacity to hold the storm. While waiting for the National Guard, they are attacked by Jim and his gang formed by Kenny, Mr. Mehlor and Ray and the clumsy Kenny kills Charlie. Tom flees with the bags of money and hides them in the cemetery. Then he is hunted down by Jim and his gang and he hides in a...

Now a hard-working life insurance salesman and a caring family man, the former police officer, Michael MacCauley, has taken the commuter rail to New York for the past ten years. But, unexpectedly, things will take a turn for the worse, when on one of his daily journeys, the cryptic passenger, Joanna, makes Michael a generous and tempting offer to locate a single commuter or face grave consequences. Is this a sick joke, or is this indeed a serious situation? As Michael races against the clock to...